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Additional Benefits Options


AUTO/HOME INSURANCE

Liberty Mutual

Mesquite ISD has partnered with Liberty Mutual Insurance. This program offers employees special benefits and savings on home and auto insurance to Mesquite ISD employee and retirees. Purchase insurance when and where you want and take advantage of flexible payment options. Call your Liberty Mutual representative Steven Wyatt at 214-459-8540 ext 56570. You can enroll at any time.

Web:    https://www.libertymutual.com/stevenwyatt                   
Email: 
steven.wyatt@libertymutual.com    
Liberty Mutual Flyer

MetLife

Auto/Home insurance is also offered through MetLife. Mesquite ISD employees are eligible for discounts on premiums through this program and they are payroll deductable. For a free, no-obligation quote: Call 1 800 GET-MET 8 (1-800-438-6388) and provide them with MISD's employee code B46, or visit www.metlife.com/groupaccount or contact your local agents: Kira Boone at 972-747-7944 or www.kiraboone.metlife.com or Cissy Fierro at 682-220-7608 or cfierro@metlife.com.  You can enroll at any time.

Click here to find out which agent represents your campus/location

Met Life Flyer

CANCER INSURANCE

Cancer insurance is offered through Loyal American Life Insurance Company.  The agents are David Crook, Tom Crook or Joe Milligan at 972-288-3700.  You can reach Loyal American’s Customer Service Department at 1-800-366-8354.

Cancer Employee Book

Cancer Flyer

DENTAL INSURANCE

You may use your own dentist or use a dentist from the Voluntary Preferred Dentist Program (PDP) with the Standard (Ameritas) dental plan. The agents are David Crook, Tom Crook or Joe Milligan at 972-288-3700. For additional information and to locate a dentist, visit the Standard website at https://www.standard.com/individual/insurance/group-dental or call at 1-800-547-9515.  Your dental network is Ameritas, and it is a Classic (PPO) network.  Customer/Group #648015.

Dental Certificate (Low Plan)

Dental Certificate (High Plan)

Dental Employee Book

Dental Flyer

DISABILITY INSURANCE

Sometimes called salary continuation insurance, this benefit is administered by TheStandard.  The agents are David Crook and Tom Crook at 972-288-3700. TheStandard’s customer service department can be reached at 1-800-368-1135.  Employees are allowed to enroll in disability insurance within 31 days of hire date or during benefits annual enrollment.  Disability insurance may not be added or dropped at any other time.  Note: pre-existing condition limitations do exist and excludes coordination of benefits with workers compensation claims.

Disability Benefits Book

Disability Flyer

EMPLOYEE ASSISTANCE PROGRAM

EAP is a free service available for all Mesquite ISD employees and their legal dependents. Call Aetna Resources for Living at 1-800-492-4357 for family/marital concerns, job related issues, legal/financial resources, depression/anxiety, or alcohol/substance abuse. For additional information, visit www.mylifevalues.com (user name: mesquite isd, password:  8004924357).

FLEXIBLE SPENDING ACCOUNTS FOR MEDICAL EXPENSES AND/OR DEPENDENT CARE

FSAs can be set up for payroll deduction before taxes.  Total Administrative Services Corporation (TASC) administers this program.  For more information, visit www.tasconline.com or call 1-800-422-4661.

TASC Flyer

Plan Summary

Plan Summary (Returning Retirees)

GROUP LIFE INSURANCE and ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

Both are available through The Standard and the agents are Tom Crook, David Crook or Joe Milligan at 972-288-3700.  Visit the Standard website at www.standard.com or call customer service at 1-800-633-8575. These are the group polocies, so the policy information is posted online (see links below).

Life Flyer - Coming Soon!

AD&D Flyer - Coming Soon!

HEALTH INSURANCE

Click here to view health information.

Health Insurance Booklet

Health Flyer

HEALTH SAVINGS ACCOUNT

For all Plan 1HD health plan participants, a health savings account can be set up with H.S.A. Bank. Funds are payroll deducted, pre-tax. Monies are available to participants 3 days after the monthly Mesquite ISD payroll. Upon enrollment in the program, H.S.A. Bank sends plan participants a debit card and account guidelines in a Welcome Kit. [Note – employees that are actively contributing to an H.S.A. account are not eligible for the office visit and Rx discounts at the MEHC until the health plan deductible has been met for the plan year.] If you have any questions about your H.S.A., please contact the Client Assistance Center at 1-800-357-6246 Monday – Friday, 7 a.m. – 9 p.m., CT. Or visit www.hsabank.com.

Health Savings Booklet

HSA Flyer

ID Shield

Protect your identity by protecting your information.  ID Shield monitors your identity, provides counsel when you need it, and is the only company with an exclusive partnership with Kroll who will help restore your identity completely if it is compromised.  ID Shield is available with LegalShield.  Employees may enroll in this benefit at any time throughout the year (changes effective 1st of month following signature date on paperwork); however, you may only cancel coverage during an enrollment opportunity (annual enrollment or Section 125 life change event).  For additional information, please contact your ID Shield representative Kimberley Royal at kimberley.royal@gmail.com or 214-735-5777.

http://www.legalshield.com/info/mesquiteisd

LEGAL INSURANCE

Legal Insurance is available with Hyatt Legal Plans, A MetL/UserFiles/Servers/Server_567636/File/Departments/Benefits/Additional Benefits Options/2017-2018 Legal.pdfife Company. The plan covers you, your spouse, and dependent children for $15.50 per month. This is a group benefit; therefore, you can only enroll (or cancel) in the legal plan during a benefits enrollment period. Once you are enrolled, go to www.legalplans.com or call Hyatt Legal Plans toll free at 1-800-821-6400, Monday through Friday from 8 a.m. to 7 p.m. (Eastern Time). A Client Service Representative will confirm that you are eligible to use the plan, and will give you the address and telephone numbers of the attorney(s) located most conveniently to you, as well as a case number. Once you have this information, you may contact the attorney direct to schedule an appointment.

Legal Insurance

Legal Flyer

LONE STAR 529 PLAN

This option is available through payroll deduction to save money for Higher Education.  For additional information, please contact Tom Crook, David Crook or Joe Milligan at 972-288-3700.  You can enroll at any time.

LONG-TERM CARE INSURANCE

This benefit is offered through Genworth Life Insurance Co. For additional information or to enroll, call 1-866-659-1970 or click here to link directly to Genworth.

Group ID = TRS

Code = groupltc

www.genworth.com/groupltc

MedBridge (GAP) Group Hospital Confinement Indemnity Insurance

GAP is available through Colonial Life. This coverage helps provide a lump-sum benefit for a covered hospital confinement or a covered outpatient surgery. It can assist with costs that your medical plan may not cover. For more information, speak to a Colonial Life benefits counselor at 1-800-325-4368 or visit www.visityouville.com/mesquiteisd. Please note that effective date of coverage is 1st of month following enrollment (not 1st of month after hire date).

RETIREMENT PLANS

Notice of voluntary tax-deferred retirement accounts to all MISD employees: The IRS allows school district employees the option of opening a voluntary tax-deferred retirement account and requires that Mesquite ISD inform you of this available option. Employees need to seek the advice of a financial advisor or other agent in regards to opening a tax deferred retirement account. Salary Reduction agreements for payroll deductions can be found on National Plan Administrator's website at www.natlplan.com. Click on "For Employees." Select your State and Employer under "Tax Sheltered Accounts (TSA)." For more information, please contact NPA's 403b Department at 1-800-880-2776.

NPA universal availability letter

NPA 403(b) employee handbook

403-457 information memo

VISION COVERAGE

This coverage is available through Vision Service Plan (VSP) and is administered by Tom Crook, David Crook or Joe Milligan at 972-288-3700.   Visit the VSP website at www.vsp.com or call at 1-800-877-7195 for customer service.

Vision Employee Book

Vision Flyer

Vision Care Policy Amendment

VOLUNTARY PERMANENT LIFE

This benefit is offered through Texas Life Insurance Company. For additional information, visit www.texaslife.com or contact Texas LIfe Customer Service at 1-800-283-9233. The agents are Tom Crook or David Crook at 972-288-3700.

NOTE: ALL INSURANCE PAYMENTS ARE PAYROLL DEDUCTED AT NO SERVICE CHARGE TO THE EMPLOYEE.